Software Solutions

JM4C Software Solutions & Consulting provides production-ready software components designed to integrate directly into modern fintech and trading environments. Solutions are delivered as source code, giving clients the flexibility to deploy immediately, modify in-house, or customize through my consulting services.

These solutions are built with real-world brokerage and regulatory requirements in mind — not prototypes or academic examples. Whether you’re looking to accelerate a new platform build or strengthen an existing system, JM4C’s software products provide a solid, extensible foundation that you can adapt to your firm’s unique business rules, data models, and compliance frameworks.

Equities/Options Margin Engine

Production-ready equities/options grouping & margin calculation engine built for accuracy, compliance, and performance at scale. Identifies the most efficient option strategy groupings, calculates margin requirements & excess, and includes what-if analysis capabilities for real-time margin impact evaluation. Designed for retail trading platforms that need robust options handling with support for complex multi-leg strategies.

Please Note: The demo application linked below only showcases a subset of the full functionality. Working order analysis and proposed activity evalulation are only available via the API.

Portfolio Margin Engine

OCC Customer Portfolio Margin (CPM) calculation engine implementing the TIMS methodology. Computes risk-based margin requirements by stress-testing portfolios across multiple scenarios, applying class group, product group, and portfolio group offset logic to determine capital requirements. Supports multi-underlying class groups, leveraged/inverse ETF adjustment factors, house stress ranges, and real-time what-if analysis for portfolio margin accounts.

Please Note: The demo application linked below only showcases a subset of the full functionality. Working order analysis and proposed activity evalulation are only available via the API.